Q. What is the risk factor in internet banking?
bhumik

The Programmer


What is the risk factor in internet banking?


internet banking money
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Feb, 2018

Business
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  • umair22

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  • morganlee

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  • lewis-h

    Due to the open nature of the Internet, all web-based services such as YAB’s Online Banking are inherently subject to risks such as online theft of your User ID/UserName, Password, virus attacks, hacking, unauthorized access and fraudulent transactions.


       

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  • vaibhavi

    Mainly when we opt for internet banking there can be risks as online theft of your Access Code/User ID/Username, PIN/Password, virus attacks, hacking, unauthorized access and fraudulent transactions.

    Below are some tips to keep away from any financial or information harm:
    • Never access your Online Banking accounts through hyperlinks in e-mails, pop-up windows, or search engines.
    • Be Aware of unexpected hoax and scam e-mails with attachments and be aware of suspicious web sites.
    • Always access your account by typing the web address in the address bar of the browser or by selecting the bookmark for the genuine website.
    • Install personal firewall and anti-virus software and regularly update them.
    • Never leave your computer unattended while logged on to Online Banking.
    • Always log out of your accounts after you have finished your banking session.
    • Never give out your password.
    • Do Not use your date of birth, phone number, address, your name or name of a friend/pet/relative in your password.
    • Change your password regularly- every two months preferably.
    • Do Not use your online banking password for anything else (ex. Email)
    • Always be cautious when using computers in public place. Do not leave screen idle for long periods or leave the computer unattended.


       

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  • Anonymous

    The main risks of Internet Banking are the online theft of the customer’s Access ID /User ID and PIN/Password and the unauthorised removal of funds from the customer’s account(s). To mitigate these risks, UOB has implemented a number of security safeguards, such as session encryption and server authentication. UOB uses Secure Sockets Layer (SSL) encryption to protect the transmission of information that customers submit to us when they use our secure online forms. All information provided through these forms is stored securely offline.


       

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Business

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