Is it a good idea to join banking? What happens to your money when you put it in a bank? Will it help consumers' financial lives? If youre fed up with your financial status, you need something that can help you- a bank. But, theres a time when choosing a bank is a hard decision. Banking services had now reached to a much larger section of the society. Putting money in a bank doesnt remain locked up - instead, it basically helps other people by lending the money at rates and you depositing customers gain a small amount in return.