Q. Which is safer, debit card or credit card?
3 Answers
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answered by jack_pandarinasss
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answered by pablo
The degree of safety is basically the same for both, but credit cards provide you with a line of credit that you can use to purchase more expensive items. It works as a double-edged sword, but can be worthwhile when used responsibly. Some big-ticket items can be purchased on a 0% APR installment basis, so you’re not losing any money provided that you pay the agreed installment amounts on time.
Another benefit of using credit cards is that it helps build your credit history. By having zero credit or poor credit, it can be difficult to get approved for loans, rent an apartment, and even get a job, as some employers tend to check on their applicants’ credit score. When you start building your credit now, you’ll have better chances and better rates when the time comes that you want to purchase a new car or a home.
If you need help with your credit score, visit https://creditrepairreviews.co/.answered by shannonmeach